Whether you run a restaurant, a construction crew, a practice, or a startup — Francy helps owners and their teams find coverage that fits the business and its budget.
Ten industries
From hospitality to healthcare — coverage built around how your business actually runs.
Francy’s focus is health coverage for business owners and their teams. Here’s who she works with most — if you don’t see your exact line of work, reach out anyway.
Thin margins, hourly teams, and owners who are often the last to get covered.
Who: Owners, managers, and key staff at restaurants, cafés, bars, and hospitality businesses.
How Francy helps: Coverage that fits a lean budget — starting with the owner and the people who keep the doors open, without a corporate group plan.
Crews built on 1099 contractors and shifting job sites, where a lapse in coverage is common.
Who: General contractors, subcontractors, and independent tradespeople.
How Francy helps: Private PPO plans with broad networks that travel with you, so coverage isn’t tied to one employer or one job site.
Doctors and dentists who understand care deeply — and still deserve honest guidance on their own coverage.
Who: Physicians, dentists, and practice owners covering themselves and their staff.
How Francy helps: A knowledgeable advisor who speaks your language and helps you weigh owner and team coverage without the sales pitch.
Solo lawyers, accountants, and consultants leaving corporate benefits for the first time.
Who: Attorneys, CPAs, consultants, and other independent professionals.
How Francy helps: A clear path from COBRA or a firm plan to independent coverage that fits your income and your family.
Agents and brokers who are 1099 — with commission income and no employer plan.
Who: Real estate agents, brokers, appraisers, and property managers.
How Francy helps: Coverage built around variable commission income, with the flexibility to work when and where you want.
Small teams where the owner is often the only person without coverage.
Who: Shop owners, e-commerce sellers, and their small teams.
How Francy helps: Owner-first coverage, with options to add your team as you grow — no HR department required.
Owner-operators and small fleets with drivers on the road across state lines.
Who: Owner-operators, small carriers, and independent drivers.
How Francy helps: Broad PPO networks that keep you covered wherever the route takes you.
Stylists, estheticians, and wellness pros who rent booths and work for themselves.
Who: Salon owners, booth renters, massage therapists, and personal trainers.
How Francy helps: Independent coverage for people who build their own client book — often without an employer plan.
Founders and early teams focused on the product — not on navigating health benefits.
Who: Founders, freelancers, and early-stage startup teams.
How Francy helps: A quick, honest comparison of coverage for founders and early hires, without the overhead of a full benefits plan.
Mission-driven organizations with small staffs and careful budgets.
Who: Nonprofit leaders, church staff, and small ministry teams.
How Francy helps: Budget-conscious coverage for staff who give so much — help them stay protected without straining the mission.
The details change from industry to industry — but the approach never does.
Understand the business, the team, and the budget before any plan is mentioned.
Owner, team, and individual options laid out in plain language.
The decision is yours and informed — never pressured.
Guidance that continues as the business grows and changes.
Francy helps business owners and their teams across many industries — restaurants and hospitality, construction and trades, medical and dental practices, professional services, real estate, retail, transportation, salons, technology, and nonprofits. If you run a business, reach out.
No. She also works with individuals, families, and the self-employed. The industries here are the types of businesses whose owners and teams she helps with health coverage.
Most likely. If you run a business in any industry, Francy can help you and your team find coverage. If your situation is unique, a quick conversation will clarify the best path.
That’s completely normal — many owners start with their own coverage and add team options as they grow. Francy can help you think through the right sequence.
Still have a question?
Francy is happy to answer anything in a free, no-pressure conversation.
Everyone’s situation is different. Start with a free, no-pressure conversation about your health coverage needs.
