Coverage
How much does it cost to work with Francy?
Typically nothing out of pocket — independent advisors are compensated by carriers. Francy confirms the details for your situation during your call.
Personalized Coverage
Coverage for Small Business Owners
Running a small business means wearing a lot of hats. Whether you’re looking for yourself, your family, your employees, or a combination — get personalized guidance to compare plans and decide with confidence.
Small business ownersIndependent professionalsPartnershipsEarly-stage teams
Owner & team covered
One trusted advisor for you, your family, and the people you work with.
Why this matters
As a small business owner, you’re responsible for everything — including coverage that protects you, your family, and the people who work with you.
Small business owners rarely have an HR department to handle benefits. That means the research, the comparison, and the decision all fall on you — on top of everything else you’re already doing.
Francy takes that weight off. She helps you understand whether an individual plan, a family plan, or coverage for your team makes the most sense, then walks you through the options so you can make a decision that fits both your business and your budget.
What Francy Does
Personalized help, every step of the way
Owner-first coverage
Start with what protects you and your family, then build from there.
Team coverage guidance
Clear options if you want to help cover employees, without the corporate overhead.
Compare with confidence
Plans laid out side by side so the decision is yours, not a guess.
Budget-aligned
Coverage that fits your business finances, not an HR department’s assumptions.
Private PPO options
Flexible networks for you and the people you work with.
One trusted advisor
A single person who knows your business — not a call center.
How It Works
A simple, honest process
01
Listen
We talk about your business, your team, and what coverage would actually help.
02
Compare
Individual, family, and team options explained in plain language.
03
Choose
Decide what fits your business and budget — no pressure.
04
Stay covered
Ongoing guidance as your business grows and changes.
Why people choose this path
Coverage that fits, not a template
You
Owner covered
Protection for yourself and your family first.
Team
Employees
Options that help you attract and keep good people.
Budget
Business-first
Coverage aligned with what your business can afford.
One call
Simple
A single advisor, not a maze of forms.
More ways Francy can help
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Individuals & Families
Personalized guidance to help you and your family find coverage designed around your needs, priorities, and budget — not a one-size-fits-all policy.
Learn more
Self-Employed & Entrepreneurs
For freelancers, consultants, contractors, and independent professionals — a plan that comes with freedom and is built around your personal and professional needs.
Learn more