Health coverage for retail & e-commerce
Small teams where the owner is often the only person without coverage.

Retail & E-Commerce
Owner and team coverage, built around how this industry actually runs.
Coverage that fits how retail & e-commerce works
Small teams where the owner is often the only person without coverage.
Francy works with shop owners, e-commerce sellers, and their small teams.. She starts by listening to your situation, then helps you compare private PPO and other options in plain language — so the plan fits the business, the budget, and the people who depend on you.
How Francy helps
Owner-first coverage, with options to add your team as you grow — no HR department required.
Simple, no-pressure guidance
Listen
Understand the business, the team, and the budget before any plan is mentioned.
Compare
Owner, team, and individual options laid out in plain language.
Choose
Decide what fits your business — never pressured.
Stay covered
Ongoing guidance as the business grows and changes.
Questions about retail & e-commerce coverage
Does Francy work with retail & e-commerce businesses?
Yes. Francy regularly helps shop owners, e-commerce sellers, and their small teams.. Her process always starts with listening — she gets to know your business and budget before recommending a single plan.
Can she cover my team, not just me?
Yes. Francy helps you weigh owner coverage and team options side by side, so you can start with yourself and add your team as the business grows.
What does it cost to work with Francy?
Typically nothing out of pocket — independent advisors are compensated by carriers, so the premium is the same whether you enroll with help or on your own.
How fast can we get covered?
Many private plans can start within weeks. Reach out and Francy will walk you through a realistic timeline for you and your team.